/* ============================================================
   REAL DEAL LAW — shared design system
   Navy #0f1217 + electric blue #2e90fa (matches the portal engine)
   Fraunces (display) / Inter (body) / JetBrains Mono (labels)
   ============================================================ */
:root{
  --bg:#0b0e13; --bg2:#0f1217; --navy:#16191f;
  --surface:#171b22; --surface2:#1e222a;
  --line:#242b36; --line2:#2f3846;
  --ink:#eef2f7; --ink2:#c3ccd8; --muted:#9aa4b2;
  --blue:#2e90fa; --blue-br:#3b9eff; --cyan:#38bdf8;
  --blue-soft:#173049; --green:#4ade80;
  --grad:linear-gradient(135deg,#2e90fa 0%,#3b9eff 45%,#38bdf8 100%);
  --disp:"Fraunces",Georgia,serif;
  --body:"Inter",system-ui,sans-serif;
  --mono:"JetBrains Mono",monospace;
  --max:1200px;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{background:var(--bg);color:var(--ink);font-family:var(--body);font-size:1.0625rem;line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden}
a{color:inherit;text-decoration:none}
img{max-width:100%}
:focus-visible{outline:2px solid var(--blue-br);outline-offset:3px;border-radius:4px}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
.grad-text{background:var(--grad);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent}

/* ambient background */
.aurora{position:fixed;inset:0;z-index:-2;overflow:hidden;pointer-events:none}
.aurora::before,.aurora::after{content:"";position:absolute;width:60vw;height:60vw;border-radius:50%;filter:blur(120px);opacity:.28}
.aurora::before{background:radial-gradient(circle,#2e90fa,transparent 62%);top:-18vw;left:-10vw;animation:drift1 22s ease-in-out infinite}
.aurora::after{background:radial-gradient(circle,#1d4ed8,transparent 62%);bottom:-22vw;right:-12vw;animation:drift2 26s ease-in-out infinite}
.grid-bg{position:fixed;inset:0;z-index:-1;pointer-events:none;
  background-image:linear-gradient(rgba(255,255,255,.028) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.028) 1px,transparent 1px);
  background-size:56px 56px;mask-image:radial-gradient(ellipse 90% 60% at 50% 0%,#000 40%,transparent 85%);-webkit-mask-image:radial-gradient(ellipse 90% 60% at 50% 0%,#000 40%,transparent 85%)}
@keyframes drift1{0%,100%{transform:translate(0,0) scale(1)}50%{transform:translate(6vw,4vw) scale(1.12)}}
@keyframes drift2{0%,100%{transform:translate(0,0) scale(1)}50%{transform:translate(-5vw,-3vw) scale(1.15)}}

/* ticker */
.ticker{border-bottom:1px solid var(--line);background:rgba(11,14,19,.6);backdrop-filter:blur(8px)}
.ticker .wrap{display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;padding:.5rem 24px;font-family:var(--mono);font-size:.7rem;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}
.ticker a{color:var(--ink2)}
.ticker a:hover{color:var(--blue-br)}

/* header */
header{position:sticky;top:0;z-index:60;background:rgba(11,14,19,.72);backdrop-filter:blur(14px);border-bottom:1px solid transparent;transition:border-color .3s,background .3s}
header.scrolled{border-bottom-color:var(--line);background:rgba(11,14,19,.9)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.85rem 24px;max-width:var(--max);margin:0 auto}
.brand{display:flex;align-items:center;gap:.6rem}
.brand .mark{width:34px;height:34px;border-radius:8px;background:var(--navy);border:1px solid var(--line2);display:grid;place-items:center;font-family:var(--disp);font-weight:700;font-size:1.05rem;color:var(--blue-br);box-shadow:inset 0 0 12px rgba(46,144,250,.25)}
.brand b{font-family:var(--disp);font-weight:600;font-size:1.2rem;letter-spacing:.01em}
.brand span{display:block;font-family:var(--mono);font-size:.56rem;letter-spacing:.2em;text-transform:uppercase;color:var(--muted);margin-top:1px}
.nav-links{display:flex;align-items:center;gap:1.5rem;list-style:none}
.nav-links a{font-size:.9rem;color:var(--ink2);transition:color .15s}
.nav-links a:hover,.nav-links a[aria-current="page"]{color:var(--ink)}
.nav-links a[aria-current="page"]{border-bottom:2px solid var(--blue)}
.btn{display:inline-flex;align-items:center;gap:.5rem;font-family:var(--body);font-weight:600;font-size:.92rem;padding:.72rem 1.3rem;border-radius:10px;border:1px solid transparent;cursor:pointer;transition:transform .15s,box-shadow .25s,background .2s,border-color .2s;position:relative;overflow:hidden}
.btn.primary{background:var(--grad);color:#03121f;box-shadow:0 8px 24px -8px rgba(46,144,250,.6)}
.btn.primary:hover{transform:translateY(-2px);box-shadow:0 14px 34px -8px rgba(46,144,250,.75)}
.btn.primary::after{content:"";position:absolute;top:0;left:-120%;width:60%;height:100%;background:linear-gradient(90deg,transparent,rgba(255,255,255,.45),transparent);transform:skewX(-20deg)}
.btn.ghost{background:rgba(255,255,255,.03);border-color:var(--line2);color:var(--ink)}
.btn.ghost:hover{border-color:var(--blue);background:rgba(46,144,250,.08);transform:translateY(-2px)}
.nav .btn{padding:.55rem 1rem}
@media (prefers-reduced-motion:no-preference){.btn.primary:hover::after{animation:sheen .7s ease}}
@keyframes sheen{to{left:130%}}
.menu-toggle{display:none;background:rgba(255,255,255,.04);border:1px solid var(--line2);color:var(--ink);border-radius:8px;padding:.5rem .75rem;font-family:var(--mono);font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;cursor:pointer}

/* hero (home) */
.hero{position:relative;padding:5.5rem 0 4.5rem;isolation:isolate}
.hero::before{content:"";position:absolute;inset:0;z-index:-1;pointer-events:none;
  background:linear-gradient(90deg,rgba(11,14,19,.94) 0%,rgba(11,14,19,.55) 48%,rgba(11,14,19,.25) 100%),url("https://d8j0ntlcm91z4.cloudfront.net/user_3F0cYmScrSQqUZptVclVviGxQ3S/hf_20260702_165843_a224c65f-56b7-4df7-8ae7-3bded92c1544.png") center right/cover no-repeat;
  opacity:.55;mask-image:linear-gradient(180deg,#000 0%,#000 60%,transparent 100%);-webkit-mask-image:linear-gradient(180deg,#000 0%,#000 60%,transparent 100%)}
.hero .wrap{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,1.08fr) minmax(0,.92fr);gap:3.2rem;align-items:center}
.pill{display:inline-flex;align-items:center;gap:.55rem;font-family:var(--mono);font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;color:var(--ink2);background:rgba(46,144,250,.08);border:1px solid var(--blue-soft);padding:.4rem .8rem;border-radius:999px;margin-bottom:1.6rem}
.pill .dot{width:7px;height:7px;border-radius:50%;background:var(--blue-br);box-shadow:0 0 0 0 rgba(59,158,255,.6)}
@media (prefers-reduced-motion:no-preference){.pill .dot{animation:pulse 2.2s infinite}}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(59,158,255,.55)}70%{box-shadow:0 0 0 8px rgba(59,158,255,0)}100%{box-shadow:0 0 0 0 rgba(59,158,255,0)}}
h1{font-family:var(--disp);font-weight:600;font-size:clamp(2.7rem,5.6vw,4.5rem);line-height:1.03;letter-spacing:-.015em}
h1 em{font-style:italic;font-weight:500}
.hero p.lede{margin:1.6rem 0 2.3rem;font-size:1.18rem;color:var(--ink2);max-width:33em}
.cta-row{display:flex;gap:.85rem;flex-wrap:wrap;align-items:center}
.hero .fine{margin-top:1.7rem;font-family:var(--mono);font-size:.72rem;letter-spacing:.04em;color:var(--muted);display:flex;align-items:center;gap:.5rem}
.hero .fine::before{content:"";width:26px;height:1px;background:var(--line2)}

/* signature doc */
.doc-stage{position:relative;justify-self:center;width:min(100%,410px);perspective:1200px}
.doc{position:relative;background:linear-gradient(180deg,#fbfcfe,#eef3f9);color:#0b1220;border-radius:14px;padding:2.1rem 1.9rem 2.3rem;box-shadow:0 40px 80px -30px rgba(0,0,0,.8),0 0 0 1px rgba(255,255,255,.06);transform:rotateY(-13deg) rotateX(5deg) rotate(1deg);transform-style:preserve-3d}
@media (prefers-reduced-motion:no-preference){.doc{animation:floaty 7s ease-in-out infinite}}
@keyframes floaty{0%,100%{transform:rotateY(-13deg) rotateX(5deg) rotate(1deg) translateY(0)}50%{transform:rotateY(-11deg) rotateX(4deg) rotate(1deg) translateY(-12px)}}
.doc .dhead{display:flex;justify-content:space-between;font-family:var(--mono);font-size:.6rem;letter-spacing:.12em;text-transform:uppercase;color:#5b6675;border-bottom:2px solid #0b1220;padding-bottom:.5rem}
.doc h3{font-family:var(--disp);font-weight:600;font-size:1.1rem;text-align:center;margin:1.25rem 0 .15rem}
.doc .dsub{text-align:center;font-family:var(--mono);font-size:.58rem;letter-spacing:.14em;text-transform:uppercase;color:#7a8493;margin-bottom:1.1rem}
.doc .ln{height:8px;border-radius:3px;background:#e4e9f0;margin:.62rem 0}
.doc .ln.s{width:58%}
.doc .clause{font-size:.72rem;color:#41505f;line-height:1.5;margin:.9rem 0;font-family:var(--body)}
.doc .sigs{display:flex;gap:1rem;margin-top:1.6rem}
.doc .sigs div{flex:1;border-top:1px solid #0b1220;padding-top:.3rem;font-family:var(--mono);font-size:.54rem;letter-spacing:.08em;text-transform:uppercase;color:#7a8493}
.stamp{position:absolute;right:-22px;bottom:38px;transform:rotate(-11deg);border:3px solid var(--blue);color:var(--blue);background:rgba(255,255,255,.92);border-radius:8px;padding:.5rem .85rem;text-align:center;font-family:var(--mono);text-transform:uppercase;box-shadow:0 10px 30px -8px rgba(46,144,250,.6)}
.stamp b{display:block;font-size:.86rem;letter-spacing:.16em}
.stamp span{display:block;font-size:.5rem;letter-spacing:.1em;margin-top:2px;color:#3b6ea0}
@media (prefers-reduced-motion:no-preference){.stamp{animation:stampIn .55s cubic-bezier(.2,1.5,.4,1) .7s both}}
@keyframes stampIn{from{opacity:0;transform:rotate(-11deg) scale(1.8)}to{opacity:1;transform:rotate(-11deg) scale(1)}}
.doc-glow{position:absolute;inset:-30px;z-index:-1;background:radial-gradient(circle at 60% 40%,rgba(46,144,250,.4),transparent 60%);filter:blur(30px)}

/* marquee */
.marquee{border-block:1px solid var(--line);background:rgba(15,18,23,.5);overflow:hidden}
.marquee .track{display:flex;gap:3rem;padding:.9rem 0;white-space:nowrap;font-family:var(--mono);font-size:.74rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);width:max-content}
.marquee .track span{display:inline-flex;align-items:center;gap:3rem}
.marquee .track span::after{content:"\25C6";color:var(--blue)}
@media (prefers-reduced-motion:no-preference){.marquee .track{animation:scroll 34s linear infinite}}
@keyframes scroll{to{transform:translateX(-50%)}}

/* sections */
section{padding:5rem 0;position:relative}
.eyebrow{font-family:var(--mono);font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;color:var(--blue-br);margin-bottom:.9rem}
h2{font-family:var(--disp);font-weight:600;font-size:clamp(1.9rem,3.6vw,2.8rem);line-height:1.1;letter-spacing:-.01em}
.sec-head{max-width:44rem;margin-bottom:2.8rem}
.sec-head p{color:var(--ink2);margin-top:.8rem;font-size:1.05rem}

/* lender feature */
.lender{background:linear-gradient(180deg,rgba(23,48,73,.35),transparent)}
.lender .grid{display:grid;grid-template-columns:1.05fr .95fr;gap:3rem;align-items:center}
.lender h2 em{font-style:italic}
.checklist{list-style:none;border:1px solid var(--line);border-radius:16px;background:var(--surface);overflow:hidden}
.checklist li{display:flex;gap:1rem;align-items:flex-start;padding:1.15rem 1.4rem;border-top:1px solid var(--line)}
.checklist li:first-child{border-top:none}
.checklist .k{font-family:var(--mono);font-size:.7rem;color:var(--blue-br);padding-top:.15rem;white-space:nowrap}
.checklist .t{font-size:.96rem;color:var(--ink2)}
.checklist .t b{color:var(--ink);font-weight:600}

/* services cards */
.svc-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.3rem}
.card{position:relative;border:1px solid var(--line);border-radius:16px;background:var(--surface);padding:1.9rem;transition:transform .2s,border-color .2s,box-shadow .3s;overflow:hidden}
.card::before{content:"";position:absolute;inset:0;border-radius:16px;background:radial-gradient(400px circle at var(--mx,50%) var(--my,0%),rgba(46,144,250,.14),transparent 45%);opacity:0;transition:opacity .3s}
.card:hover{transform:translateY(-4px);border-color:var(--blue-soft);box-shadow:0 24px 50px -24px rgba(0,0,0,.7)}
.card:hover::before{opacity:1}
.card.feature{border-top:2px solid transparent;border-image:var(--grad) 1;border-image-slice:1}
.card .tag{display:inline-block;font-family:var(--mono);font-size:.62rem;letter-spacing:.12em;text-transform:uppercase;color:#03121f;background:var(--grad);padding:.28rem .6rem;border-radius:6px;margin-bottom:1rem}
.card h3{font-family:var(--disp);font-weight:600;font-size:1.5rem;margin-bottom:.6rem}
.card p{color:var(--ink2);font-size:.96rem}
.card ul{list-style:none;margin-top:1rem}
.card li{font-size:.9rem;color:var(--ink2);padding:.45rem 0 .45rem 1.4rem;border-top:1px solid var(--line);position:relative}
.card li::before{content:"\A7";position:absolute;left:.15rem;color:var(--blue-br);font-family:var(--mono)}
.svc-list{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin-top:1.3rem}
.svc-row{display:flex;gap:1rem;align-items:baseline;border:1px solid var(--line);border-radius:12px;background:var(--surface);padding:1.1rem 1.3rem;transition:border-color .2s,transform .15s}
.svc-row:hover{border-color:var(--blue-soft);transform:translateY(-2px)}
.svc-row .ex{font-family:var(--mono);font-size:.66rem;letter-spacing:.1em;text-transform:uppercase;color:var(--blue-br);white-space:nowrap}
.svc-row h4{font-family:var(--disp);font-weight:500;font-size:1.05rem;margin-bottom:.15rem}
.svc-row p{color:var(--muted);font-size:.85rem}

/* stats */
.stats{border-block:1px solid var(--line)}
.stats .grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem;text-align:center}
.stat .n{font-family:var(--disp);font-weight:600;font-size:clamp(2.2rem,4vw,3.2rem);line-height:1}
.stat .l{font-family:var(--mono);font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin-top:.6rem}

/* process */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem}
.step{position:relative;border:1px solid var(--line);border-radius:16px;background:var(--surface);padding:1.8rem}
.step .n{font-family:var(--mono);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--blue-br);margin-bottom:.9rem;display:flex;align-items:center;gap:.6rem}
.step .n::before{content:"";width:26px;height:26px;border-radius:7px;background:rgba(46,144,250,.12);border:1px solid var(--blue-soft)}
.step h3{font-family:var(--disp);font-weight:600;font-size:1.3rem;margin-bottom:.5rem}
.step p{color:var(--ink2);font-size:.95rem}

/* about */
.about .grid{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:start}
.about p{color:var(--ink2)}
.about p+p{margin-top:1rem}
.facts{list-style:none;border:1px solid var(--line);border-radius:16px;background:var(--surface);overflow:hidden}
.facts li{display:flex;justify-content:space-between;gap:1rem;padding:1rem 1.4rem;border-top:1px solid var(--line);font-size:.95rem}
.facts li:first-child{border-top:none}
.facts .k{font-family:var(--mono);font-size:.68rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.facts .v{color:var(--ink)}

/* faq */
.faq details{border:1px solid var(--line);border-radius:14px;background:var(--surface);margin-bottom:.8rem;overflow:hidden}
.faq summary{cursor:pointer;font-family:var(--disp);font-weight:500;font-size:1.1rem;padding:1.15rem 1.4rem;list-style:none;display:flex;justify-content:space-between;gap:1rem;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-family:var(--mono);color:var(--blue-br);font-size:1.3rem;transition:transform .2s}
.faq details[open] summary::after{content:"\2013"}
.faq details p{padding:0 1.4rem 1.25rem;color:var(--ink2);font-size:.97rem}

/* contact block (home) */
.contact .card-lg{border:1px solid var(--line);border-radius:22px;background:linear-gradient(150deg,var(--surface),rgba(23,48,73,.4));padding:3rem;position:relative;overflow:hidden}
.contact .card-lg::before{content:"";position:absolute;top:-40%;right:-10%;width:50%;height:180%;background:radial-gradient(circle,rgba(46,144,250,.22),transparent 60%);filter:blur(10px)}
.contact .grid{display:grid;grid-template-columns:1.1fr .9fr;gap:2.5rem;align-items:center;position:relative}
.big-phone{font-family:var(--disp);font-weight:600;font-size:clamp(1.8rem,4vw,2.6rem);display:inline-block;margin:.6rem 0 1.3rem}
.big-phone:hover{color:var(--blue-br)}
.contact .info{border-left:1px solid var(--line2);padding-left:2rem}
.contact .info .k{font-family:var(--mono);font-size:.64rem;letter-spacing:.12em;text-transform:uppercase;color:var(--blue-br);display:block;margin-bottom:.25rem}
.contact .info p{margin-bottom:1.1rem;color:var(--ink2)}
.contact .info a:hover{color:var(--blue-br)}

/* ===== sub-page components ===== */
.subhero{position:relative;padding:4.5rem 0 2.5rem;border-bottom:1px solid var(--line)}
.subhero .pill{margin-bottom:1.2rem}
.subhero h1{font-size:clamp(2.2rem,4.6vw,3.4rem)}
.subhero p{color:var(--ink2);font-size:1.12rem;max-width:40rem;margin-top:1.1rem}
.breadcrumb{font-family:var(--mono);font-size:.68rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-bottom:1.3rem;display:flex;gap:.5rem;flex-wrap:wrap}
.breadcrumb a:hover{color:var(--blue-br)}
.breadcrumb span{color:var(--line2)}

.split{display:grid;grid-template-columns:1.15fr .85fr;gap:3rem;align-items:start}
.aside{position:sticky;top:6rem;border:1px solid var(--line);border-radius:16px;background:var(--surface);padding:1.7rem}
.aside h4{font-family:var(--disp);font-weight:600;font-size:1.15rem;margin-bottom:.8rem}
.aside ul{list-style:none;display:flex;flex-direction:column;gap:.55rem}
.aside li{font-size:.92rem;color:var(--ink2);padding-left:1.3rem;position:relative}
.aside li::before{content:"\2192";position:absolute;left:0;color:var(--blue-br)}
.aside .btn{width:100%;justify-content:center;margin-top:1.3rem}

/* prose (articles, legal, service body) */
.prose{max-width:44rem}
.prose>*+*{margin-top:1.1rem}
.prose h2{font-size:clamp(1.5rem,3vw,2rem);margin-top:2.4rem}
.prose h3{font-family:var(--disp);font-weight:600;font-size:1.3rem;margin-top:1.8rem;color:var(--ink)}
.prose p,.prose li{color:var(--ink2);font-size:1.02rem}
.prose ul,.prose ol{padding-left:1.3rem}
.prose li{margin-top:.4rem}
.prose li::marker{color:var(--blue-br)}
.prose strong{color:var(--ink);font-weight:600}
.prose a{color:var(--blue-br);text-decoration:underline;text-underline-offset:2px}
.prose blockquote{border-left:3px solid var(--blue);padding:.4rem 0 .4rem 1.2rem;color:var(--ink);font-family:var(--disp);font-style:italic;font-size:1.15rem}
.prose .updated{font-family:var(--mono);font-size:.72rem;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}
.callout{border:1px solid var(--blue-soft);background:rgba(46,144,250,.06);border-radius:14px;padding:1.3rem 1.5rem;font-size:.96rem;color:var(--ink2)}
.callout b{color:var(--ink)}

/* form */
.form{border:1px solid var(--line);border-radius:18px;background:var(--surface);padding:2rem}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.field{margin-bottom:1.1rem;display:flex;flex-direction:column;gap:.4rem}
.field label{font-family:var(--mono);font-size:.68rem;letter-spacing:.08em;text-transform:uppercase;color:var(--ink2)}
.field label .req{color:var(--blue-br)}
.field input,.field select,.field textarea{background:var(--bg2);border:1px solid var(--line2);border-radius:10px;color:var(--ink);font-family:var(--body);font-size:1rem;padding:.75rem .9rem;transition:border-color .15s}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--blue);outline:none}
.field textarea{min-height:130px;resize:vertical}
.form .btn{width:100%;justify-content:center;margin-top:.4rem}
.form-note{font-size:.82rem;color:var(--muted);margin-top:.9rem;text-align:center}
.form-status{display:none;border-radius:12px;padding:1rem 1.2rem;margin-bottom:1.2rem;font-size:.95rem}
.form-status.ok{display:block;background:rgba(74,222,128,.1);border:1px solid rgba(74,222,128,.4);color:#bbf7d0}
.form-status.err{display:block;background:rgba(248,113,113,.1);border:1px solid rgba(248,113,113,.4);color:#fecaca}

/* CTA band */
.cta-band{border-top:1px solid var(--line);background:linear-gradient(180deg,transparent,rgba(23,48,73,.35))}
.cta-band .inner{text-align:center;max-width:40rem;margin:0 auto}
.cta-band h2{margin-bottom:1rem}
.cta-band p{color:var(--ink2);margin-bottom:1.8rem}

/* footer */
footer{border-top:1px solid var(--line);padding:3rem 0 2.5rem;background:rgba(11,14,19,.6)}
footer .grid{display:flex;justify-content:space-between;gap:1.5rem;flex-wrap:wrap;align-items:center}
footer .fbrand{font-family:var(--disp);font-weight:600;font-size:1.15rem}
footer nav{display:flex;gap:1.4rem;flex-wrap:wrap}
footer nav a{font-family:var(--mono);font-size:.72rem;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}
footer nav a:hover{color:var(--blue-br)}
footer .legal{width:100%;margin-top:1.6rem;padding-top:1.3rem;border-top:1px solid var(--line);font-size:.76rem;color:var(--muted);line-height:1.6}

/* reveal */
@media (prefers-reduced-motion:no-preference){
  .reveal{opacity:0;transform:translateY(22px);transition:opacity .6s ease,transform .6s ease}
  .reveal.in{opacity:1;transform:none}
}

/* responsive */
@media (max-width:940px){
  .hero .wrap,.lender .grid,.about .grid,.contact .grid,.split{grid-template-columns:1fr}
  .doc-stage{margin-top:.5rem;order:-1;width:min(100%,340px)}
  .svc-grid,.svc-list,.steps,.stats .grid{grid-template-columns:1fr 1fr}
  .contact .info{border-left:none;border-top:1px solid var(--line2);padding-left:0;padding-top:1.5rem}
  .aside{position:static}
}
@media (max-width:620px){
  .nav-links{display:none;position:absolute;top:100%;left:0;right:0;flex-direction:column;align-items:flex-start;gap:1rem;background:rgba(11,14,19,.97);border-bottom:1px solid var(--line);padding:1.2rem 24px}
  .nav-links.open{display:flex}
  .menu-toggle{display:block}
  .svc-grid,.svc-list,.steps,.stats .grid,.form .row{grid-template-columns:1fr}
  section{padding:3.5rem 0}
  .contact .card-lg{padding:1.8rem}
  .doc{transform:none;animation:none}
  .stamp{right:2px;bottom:16px}
  .nav .btn{padding:.7rem 1rem}
}